Prepare early for the years of retirement

Published 6:52 pm Saturday, January 3, 2015

If you thought buying a home was hard, just wait until you start retirement planning.

The toughest fiscal challenge most people face, planning for the nonworking years takes time and money. Those who do it well will spend their golden years living financially stress-free.

How much will you need? The Department of Labor estimates that you’ll need to replace 70 percent to 90 percent of your pre-retirement income for each year of retirement, so you can estimate your target goal based on your current income and life expectancy.

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Of course, this is just a rough estimate. Factors such as whether you’ll own a home at retirement, vacationing habits and medical expenses will significantly impact how much you’ll need to save. While it’s impossible to predict exactly how long you’ll live, it’s good to be prepared.

If you are considering retiring in the near future consider coming down to the senior center and checking out what we have to offer. It’s good to have a plan before you retire. Financial is critical but don’t forget to think about how to stay healthy and happy. We have many programs that will keep you on track.

We also have volunteer opportunities to keep you busy.

Don’t forget our coffee shop where every day you can have homemade soup for $1 and a sandwich for 50 cents. Tuesday we are serving hamburger stroganoff  for $2. You are always welcome at the center.

 Upcoming Events

Monday: Blood Pressure Checks, 9 a.m.; cards (Pinochle, Duplicate Bridge),12:30 p.m.; Exercise with Evie’s Friends,

1 p.m.

Tuesday: Silver Sneakers, 8:30 a.m.; Exercise with Evies Friends, 9 a.m.;

Cards (Pinochle, Duplicate Bridge), 12:30 p.m.;

HIIT, 5:10 p.m.; Zumba 5:45 p.m.; Zumba, 7 p.m.

Wednesday: Wood Carvers 8:30 a.m.; Weight Watchers, 12:15 p.m.; Cards (Duplicate Bridge, Pinochle, Cribbage)12:30 p.m.; Stitching Bees 1 p.m., open chess, 1 p.m.;

Weight Watchers, 5:30 p.m.

Thursday: Silver Sneakers 8:30 a.m.; Exercise with Evies Friends, 9 a.m.; Cards, (Pinochle, Duplicate Bridge), 12 p.m.; HIIT, 5:10 p.m.; Zumba 5:45 p.m.; Zumba, 7 p.m.

Friday: Cards (Duplicate Bridge, Pinochle, Cribbage) 12:30 p.m.; Ping Pong, 3 p.m.

  Weekly Card Results

Monday Bridge

No Results

Tuesday Duplicate

Bridge

Dec. 23, three tables

1st Jim Fisher, 1st Dave Ring; 2nd Bud Higggins, 2nd Arnie Lang, 2nd  Gail Schmidt, 2nd Ray Schmidt; 4th Gene Muchow, 4th Ron Peters

Tuesday “500”

Dec. 23, three tables

1st Eddie Hall, 2nd Dennis Bray, 3rd Dave Solomonson, 4th John Karnes

Pinochle

CLOSED

Friday Bridge

No Results

Friday 500

No Results

Wednesday Cribbage

CLOSED

Friday 500

No Results